We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any tough situations you might run into. We won't go out of business when the times get tough, like some other invoice factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to determine which invoice factoring company is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the best match for your company - it could be us or another invoice factoring company.

We have a noteworthy network of invoice factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, after you take the time to tell us what you need, we have all the confidence in the world that you will find just what you need..

Many invoice factoring firms let you pick and choose your customers to factor. However a handful of them usually require a minimum dollar amount before they'll work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Many invoice factoring firms will not be upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. You can be rest assured, We do not behave this way.  We are unconditionally transparent about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring businesses are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, go over your concerns. Based on that information we will put together a custom-built solution for you. Many receivables factoring businesses notably the Silicon Valley ones usually depend on an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the invoice factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to nip them in the bud immediately.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is critical to run your business efficiently.

We employ state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Many other companies are not even in the ballpark.